Debts come in many different forms. The following are just some of the common debts that Pamela A. Miller, PLC has helped resolve:

  • Credit card debt
  • Medical bills
  • Collection accounts
  • Unsecured personal lines of credit
  • Unsecured personal loans
  • Car loans
  • Judgments


Generally people in debt automatically believe they should file for bankruptcy. Although bankruptcy is sometimes necessary, in many instances it can be avoided by settling the debt. Generally, the debt settlement process can help you to:

  • Settle the amount that you owe for a lesser amount that you’re able to afford
  • Lower your current monthly payments to something that is manageable on your budget
  • Put a stop to the endless harassing phone calls and letters from collection agencies
  • Keep you from having to consider filing for bankruptcy
  • Satisfy a judgment a creditor has already obtained


Unlike non-attorney firm based companies, we will not force you into a one size fits all repayment plan if it is not your best option. It may be that Debt Settlement is the way to go, it may not be. Either way you will have the benefit of a licensed attorney working with you providing legal advice, something a regular debt settlement company cannot legally undertake.